Agnes Scott College is committed to supporting your long-term financial well-being through comprehensive retirement plan options and resources. Whether you are just beginning your career or planning for the years ahead, this page provides the information you need to understand your retirement benefits, explore available plans, and make informed decisions about your financial future.
Retirement Plan
Agnes Scott College offers a 403(b) Defined Contribution Retirement Plan through TIAA to help employees save for retirement. Full- and half-time employees who work at least 1,000 hours per year are required to participate after completing one year of service, contributing 3.5% of their salary. Employees are immediately vested in their own contributions and fully vested in the College's contributions after two years of service. The plan offers a variety of investment options, and employees can make additional voluntary contributions, subject to IRS limits and consultation with TIAA or a personal financial adviser. Salary reduction elections can be updated once per year.
Complete plan details, enrollment forms, and the Summary Plan Description are available through the Office of People and Culture. The College reserves the right to modify or discontinue the plan at any time. Employees can view their TIAA account by visiting their TIAA page.
TIAA offers a robust series of educational webinars designed to support employees through every stage of their financial journey, from early career planning to retirement readiness. These live and on-demand sessions provide expert guidance on a wide range of topics, including budgeting, saving and investing, managing debt, Social Security, retirement income strategies, and long-term financial wellness. Offered regularly throughout the year, TIAA webinars allow employees to learn at their own pace, ask questions, and build confidence in making informed financial decisions.
Hub International
Grant Russel, Hub International Senior Wealth Advisor
Employees have access to personalized financial planning services through HUB Investment Partners, available at no additional cost as part of the retirement plan. Advisors provide individualized guidance to help participants make informed decisions about saving, investing, and preparing for retirement. Support includes answering common questions such as how much to save, when retirement may be possible, how to select appropriate investments, and how to manage risk over time. Advisors can also review outside retirement accounts, discuss Social Security strategies, and evaluate overall retirement readiness to help participants understand their progress toward long-term financial goals.
Optional ongoing investment management services are available for those who want additional support, including account monitoring, portfolio rebalancing, and proactive recommendations to help keep retirement plans on track. Participants may meet with an advisor in person or virtually to receive guidance tailored to their individual financial situation. Meetings can be scheduled at https://calendly.com/grussell-mas/meeting30, or participants may contact the team by phone at 877-435-2489 or email at rpw.hipva.service@hubinternational.com for additional assistance.