Student Loan Information

Loan Counseling

• Initial Loan Counseling for Student Borrowers
• Exit Loan Counseling for Student Borrowers

Code of Conduct for Education Loans

In compliance with the requirements of the Higher Education Opportunity Act (H.R.4137) assigned into law on August 14, 2008, the following is the Code of Conduct regarding student loans for the Office of Financial Aid at Agnes Scott College.

Agnes Scott College:

• Does not require students to use a particular lender or in any way limit the choice of lenders for students.
• Does not recommend external lenders to students or their parents, and does not maintain a
  list of lenders that are preferred over other lenders. We do provide a list of lenders as
  possible suggestions, which in no way should be recognized as preferring one over another.
• Process loan applications through any lender a student or parent chooses.
• Does not solicit or accept anything of value from any lender in exchange for any advantage
  sought by the lender to make educational loans to students enrolled at, or admitted to, the
  college.
• Prohibits employees of the financial aid office, or any employee who otherwise has
  responsibilities with respect to educational loans, from taking from any lender any gift worth more than nominal value.
• Prohibits employees of the financial aid office, or any employee who otherwise has
  responsibilities with respect to educational loans, from entering into any type of consulting
  arrangement or other contract to provide to a lender services relating to educational loans.
• Prohibits employees of the financial aid office, or any employees who otherwise has
  responsibilities with respect to educational loans, who serve on an advisory board (or
  commission or group) relating to educational loans established by a lender or group of lenders from receiving anything of value from the lender or group of lenders in connection with serving on such advisory board (or commission or group).
• Prohibits external lenders' employees, representatives, or agents from providing staffing
  services to the financial aid office.
• Prohibits external lenders' employees, representatives, or agents from identifying themselves to students of the college or their parents as employees, representatives or agent of the financial aid office.
• Does not assign for any borrower, through award packaging or other methods, a loan to a
  particular lender, and does not refuse to certify or delay certification of any loan based on
  the borrower's selection of a particular lender or guaranty agency.

Preferred Lender Lists

Agnes Scott College provides a list of private lenders that have been used by Agnes Scott borrowers in the past at ELMselect.com. Agnes Scott does not prefer, recommend, promote, endorse, or suggest any of these lenders.

We recommend that you thoroughly research the various private loan options to find the best fit for you. You have the right to choose any lender, even ones that not listed on that site. Agnes Scott will process loans from any eligible lender you select.