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Student Health Insurance

Last updated: March 2026.

Are you covered?

Health insurance is mandatory for all Agnes Scott College students, both undergraduate and graduate. International students are further required to be covered by the student insurance plan provided by UnitedHealthcare.

Health insurance verification is an annual process and must be completed by both incoming and returning students prior to each fall semester. Waivers must be submitted every year regardless of whether waivers were approved in the past.

While it is not mandatory for most students to enroll in the student insurance plan provided by UnitedHealthcare, students are required to have AND maintain insurance coverage throughout the entire academic school year. Students who are not covered by an insurance policy provided by a parent, spouse, employer, Affordable Care Act, or whose policy does not meet the minimum requirements outlined on the waiver site will be required to enroll in the Student Health Insurance Plan (SHIP). Carefully review the student insurance options and details below. For more information about SHIP or the waiver process, please visit our Frequently Asked Questions page.

The process of either waiving or enrolling in SHIP begins on: June 1

The deadline for waiving SHIP is: July 15

Students who fail to submit credible health insurance information by the deadline and have their waiver request approved will automatically be enrolled in the plan and their student account billed for the annual cost of the Student Health Insurance Plan.

Student Insurance Options

Agnes Scott students have two health insurance options:

  • Option 1: UnitedHealthcare Choice Plus PPO Insurance plan is offered for the fall and spring semesters (including summer months). The contract period is August 1 to July 31 of the following year. The total cost for the plan is divided into fall and spring semester payments in an attempt to minimize financial hardship for students and family. For more information about current costs and coverage, visit our student health insurance website.
  • Option 2: Students may obtain health insurance coverage outside of Agnes Scott College via the following options, provided that it meets the college’s eligibility criteria (learn more here):
    • Parent/guardian
    • Employer
    • Spouse
    • Health Insurance Marketplace/the Affordable Care Act

    Students who choose this option are required to submit a waiver on or before the deadline, as well as have that waiver approved, to avoid charges to their student account for the UnitedHealthcare plan.

How to Waive or Enroll in SHIP

  • Use the account creation email that was sent by Academic HealthPlans (AHP) to log into the Care26 portal.
  • If you did not receive an email with account creation information or cannot locate it, please reach out to AHP’s customer service team anytime at 1-866-837-3843 or visit their helpdesk at help.ahpcare.com.
  • Once you have created an account using your Agnes Scott student email address, you will have options to either enroll in SHIP or submit a waiver request. For more information about the process, please visit our Frequently Asked Questions page.

Contact Us

Have questions?
Please reach out to us at wellnesscenter@agnesscott.edu or 404.471.7100.

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