Are you covered?

Are you covered?

The Aetna Waiver Website is now open. All students are required to visit this website to waive or accept coverage for the 2016-2017 academic year. Here is the link to start this process:


Students who fail to complete the application to waive or enroll in the Student Health Insurance Plan (SHIP) will automatically be enrolled in and billed for ASC's annual SHIP (details of the cost below). This will be reflected on their student account.

The U.S. health care landscape is undergoing some dramatic changes. The Affordable Care Act and the subsequent insurance changes have led Agnes Scott to update the options it provides for student health insurance. The college has worked hard to ensure affordable and comprehensive health insurance options for its students.

For the 2016-2017 academic year, all Agnes Scott students will not only have the option of purchasing health insurance coverage from the college but also will have the option of obtaining coverage from an outside source, providing it meets the college's minimum requirements. All students must be covered by health insurance, but students will no longer be required to purchase that coverage through the college.


Agnes Scott's domestic students have three health insurance options for the 2016-2017 academic year:

1. Purchase health insurance from the college
Health insurance through Aetna, the college’s current provider, will be available for the 2016-2017 academic year to students at a cost of $2942.00 for the full year (academic year plus summer months). Insurance is billed each semester; $1,257.40 for fall, and $1,684.60 for spring and summer. This is a very competitive rate for a quality, comprehensive plan ($245/month). For specific information about this plan, click here.

2. Add yourself to a parent's or a guardian’s plan
Provided that the plan meets the college’s minimum requirements, you have the option of obtaining health insurance coverage through a a parent's or a guardian’s insurance plan. If you obtain coverage through a parent or a guardian, you will not be charged for health insurance as part of your cost of attendance.

3. Purchase individual coverage in the marketplace.
Depending on your income, you may be eligible for coverage under the Affordable Care Act. Insurance obtained from outside providers must meet the college’s minimum coverage requirements. You are encouraged to go to to explore your coverage options. If you obtain outside coverage through the Affordable Care Act, you will not be charged for health insurance as part of your cost of attendance.

Options two and three must meet the following criteria:

  • Provide benefits in the Decatur/Atlanta area
  • Have providers in the campus area
  • Provide wellness visit benefits with no cost sharing
  • Cover you throughout the entire academic year
  • Provide coverage at a minimum of 80% of the preferred allowance, with no maximum benefit
  • Cover pre-existing conditions
  • Have an annual deductible no higher than $1,500 (individual)
  • Cover inpatient and outpatient mental health
  • Have prescription drug coverage

If you have further questions not addressed by the college’s website, please contact us at or 404.471.7100.