Student Health Insurance Plan (SHIP)

Are you covered?

AETNA INSURANCE COMPANY WILL PROVIDE THE COLLEGE-SPONSORED STUDENT HEALTH INSURANCE PLAN (SHIP) FOR THE 2019-20 SCHOOL YEAR

Health insurance is mandatory for all Agnes Scott College students! While it is not mandatory for students to enroll in the student insurance plan provided by Aetna Insurance Company, students are required to have AND maintain insurance coverage throughout the entire 2019-20 academic school year. Students not covered by an insurance policy provided by a parent, spouse, employer, Affordable Care Act, or if your policy does not meet the minimum requirements outlined by Agnes Scott will be required to enroll in the Aetna Student Health Insurance Plan (SHIP). Carefully review the student insurance options and details for the hard waiver criteria are below.

The website to apply to waive or accept the SHIP is scheduled to open May 20, 2019.  The deadline to submit documentation to waive the SHIP must be received on or before June 21, 2019! Students who fail to submit credible health insurance information by the deadline will automatically be enrolled in the plan and their student account billed for the annual cost of the Student Health Insurance Plan. The insurance charges are irreversible once applied to the student account!

STUDENT INSURANCE OPTIONS

  • Option 1 – Purchase the Aetna Insurance plan that provides coverage 8/15/2019 – 8/14/2020. The cost of the contractual plan is $3,350.00* for 12 months. The cost is divided into fall and spring semester payments
  • Option 2 – Obtain insurance coverage through a parent or guardian, spouse, or employer. The policy must meet ASC’s minimum criteria requirements. Students are required to show active policy coverage and proof of the minimum requirements on or before June 21, 2019 to avoid charges to their student account for the Aetna plan.
  • Option 3 – Secure insurance under the Affordable Care Act (dependent on income status). Insurance obtained through the ACA must meet ASC’s minimum criteria requirements. Please visit healthcare.gov to review coverage options.         

CRITERIA REQUIREMENTS FOR HARD WAIVER

If you intend to complete the waiver application, please secure the following information for your current insurance policy prior to accessing the website. Most of the required information can be found on your insurance card and Benefits Summary page located in your plan handbook. 

  • Insurance Policyholder Name
  • Current Company/Employer
  • Insurance Plan Name
  • Insurance Policy Identification Number
  • Insurance Policy Group Number
  • Insurance Company Phone Number
  • Insurance Policy Individual Annual Deductible and Maximum Out of Pocket Limit

If applying to waive the SHIP please note the following criteria must be met under your current insurance plan:

  • My plan is provided by a company licensed to do business in the United States.
  • My plan provides major medical benefits with at a minimum of 70% of the preferred allowance with no maximum benefit.
  • My plan’s total out-of-pocket costs do not exceed $7,150 (U.S.) per policy year. (Out of Pocket Costs is the total amount the insured pays for deductibles and coinsurance, in-network per policy year. This information will be listed in your policy.  If you cannot locate the benefit in your policy, please contact your provider). 
  • My plan has an Individual Annual Deductible of $2,500 or less OR my plan has an HSA (Health Savings Account) which applies funds toward making the Annual Individual Deductible $2,500 or less.
  • My plan covers pre-existing conditions with no limits.   
  • My plan provides prescription drug coverage at a minimum of 70% of the preferred allowance with no maximum benefit.
  • My plan provides in-patient care and outpatient care (including office visits and behavioral health care) within a 50-mile radius of the Decatur Georgia area.  (If your plan covers emergency care only or is a Medicaid program from outside of Georgia, it does not meet this requirement and you must answer no to this question).
  • My insurance plan covers inpatient and outpatient mental health treatment, treatment for substance abuse (both alcohol and drug abuse, and treatment related to suicide or attempted suicide).
  • My coverage will remain in effect for all semesters in which I am enrolled for the 2019-2020 academic year.
  • I agree that I will be held financially responsible for payment of all charges not covered by my health insurance plan.                        

*This price is subject to change.

 

If you have any questions, please feel free to contact us at healthinsurance@agnesscott.edu or 404-471-7100.