Post-Baccalaureate Financial Aid

At Agnes Scott, we understand that your education is a significant investment.

We also understand that the financial aid process can be complex. Thus, we’re committed to helping you navigate the process, providing guidance and information you need—including types of aid, how to apply for aid, and more.

Grant Opportunities

Applicants admitted to our Summer 2021 Cohort of Agnes Scott’s Post-Baccalaureate Program are eligible to apply to receive one of three possible grants: the President’s Pre-Medical Grant, Pre-Medical Scholars Grant, or Future Physicians Grant. 

The purpose of offering these grants is to meet the needs of our post-bacc students who ultimately seek to serve others through medicine and healthcare. Strong preference will be given to students with proven academic and/or professional excellence, and those who demonstrate financial need. Grant awards range from a total award of $3,000 - $10,080 from the total cost of completing the program, and will be disbursed to the student’s account balance each semester by classes enrolled.

Grant Eligibility Requirements:*

To qualify for the a post-bacc grant for the summer 2021 cohort, applicants must:

  • Submit a complete application for admission into the Agnes Scott Post-Baccalaureate program via PostBacCAS no later than March 15. 
  • Submit a Post-Bacc Pre-Med Program Summer 2021 Cohort Grant Application. Upon completion of your PostBacCAS program application, you will receive a link to complete this application.
  • Be admitted or enrolled into the 2021 Summer Cohort. 
    • Applicants who submit their PostBacCAS application after February 1 are not be guaranteed an admission decision in time for the priority grant deadline.
  • Grant Application Deadlines:
    • Priority Grant Application Deadline: February 15 
    • Final Grant Application Deadline: April 15
  • Submit the Free Application for Federal Student Aid (FAFSA) as a “5th year/other” undergraduate student for the 2021-2022 academic year by the grant application deadline

*Grant offerings and requirements are subject to change. 

Education Loan Options

Post-bacc students at Agnes Scott may be eligible for federal education loans. Below is the process to apply:

  • Complete the Free Application for Federal Student Aid (FAFSA) for the program’s academic year.
  • List your year in college as “undergraduate 5th year/other undergraduate.”
  • Select "other" as the program category/type.
  • The Agnes Scott College FAFSA school code is 001542.
  • Your completed FAFSA will indicate which federal education loans you may be eligible to receive and the amount.

Federal Education Loan Options Include:

May be available to post-bacc students after completing the FAFSA. For this type of federal education loan, the government pays the loan interest while you are in school, if you are attending at least part-time (6 credit hours). During deferment, the government also pays for the interest on this loan.

Repayment begins:

  • 6 months after student graduates
  • 6 months after student drops below part-time enrollment
  • 6 months after student is no longer enrolled

Current interest rates for these loans can be found at

May be available to post-bacc students after they completing the FAFSA. For this type of federal education loan, the student assumes all responsibility for the interest, and interest begins accruing immediately following disbursement. You have to be attending college at least part-time (6 credit hours) as a part of eligibility for the Direct Unsubsidized Loan.

Repayment begins:

  • 6 months after student graduates
  • 6 months after student drops below part-time enrollment
  • 6 months after student is no longer enrolled
  • No penalty for pre-payment

Current interest rates for these loans can be found at the U.S. Department of Education's Unsubsidized and Subsidized information page.

If you are still a dependent student, your parent has the option to apply for a Parent PLUS Loan on your behalf. If you are an independent student or a dependent student whose parents do not qualify for a Parent PLUS Loan, there may be an additional Direct Unsubsidized Loan available up to $5,000.

This is a credit-based loan that can cover up to the cost of attendance minus any aid you have already received. Students must be enrolled at least part-time (6 credit hours).

Repayment begins 60 days after loan is fully disbursed.

Current interest rates for these loans can be found at

Post-baccalaureate students are not be eligible for federal need-based grants such as the Pell Grant. The below showcases aid limits for direct subsidized and direct unsubsidized loans.

Annual amount, combined subsidized and unsubsidized
Dependent Students: $5,500
Independent Students: $12,500

Aggregate limit, subsidized and unsubsidized loans
Dependent Students: $31,000
Independent Students: $57,500

Undergraduate subsidized loan limit
Dependent Students: $23,000
Independent Students: $23,000

* Aggregate limit, including loans received while obtaining bachelor’s degree

Direct Subsidized Loan Time Limitation

Effective July 1, 2013, first-time and new Federal Direct Subsidized Loan borrowers are limited in the amount of time they qualify for an interest subsidy. Students who have exceeded 150% of the published length of their current educational program will be ineligible for additional Federal Direct Subsidized Loans (though you may borrow a Federal Direct Unsubsidized Loan) and will be responsible for interest on all loans accruing after exceeding the 150% limit.

New borrowers are defined as students with no outstanding federal loan principal balance when they take out a new loan. Transferring between programs does not reset loan eligibility. Interest not paid will be capitalized, effectively increasing your loan principal upon repayment.

Alternative Private Loans:

A private, credit-based alternative loan may be available to students who need funding for remaining college costs. There are various lenders for student borrowers which require no payments while the student remains in school. Private loans have various options for repayment and may offer forbearance and deferral options. In addition, interest rates for private loans are based on credit and set by the lender.

To view and compare alternative loans available to Agnes Scott students, please go to ElmSelect. Search “Agnes Scott College” for school and “undergraduate” for program. When viewing the loan options, make sure to check the degree-seeking requirements in the details. Post-baccalaureate students should look for loans that are available to non-degree seeking students.

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