Are you covered?
IMPORTANT: June 1 is the deadline to waive the college’s plan. Proof of insurance is required to waive the college’s plan.
The U.S. health care landscape is undergoing some dramatic changes. The Affordable Care Act and the subsequent insurance changes have led Agnes Scott to update the options it provides for student health insurance. The college has worked hard to ensure affordable and comprehensive health insurance options for its students.
For the 2014-2015 academic year, all Agnes Scott students will not only have the option of purchasing health insurance coverage from the college but also will have the option of obtaining coverage from an outside source, providing it meets the college's minimum requirements. All students must be covered by health insurance, but students will no longer be required to purchase that coverage through the college.
EXPLORE YOUR OPTIONS
Agnes Scott's domestic students have three health insurance options for the 2014-2015 academic year:
1. Purchase health insurance from the college
Health insurance through Aetna, the college’s current provider, will be offered for the 2014-2015 academic year to students for $1,812 for the full year (academic year plus summer months). Insurance will be billed each semester; $774 for fall, and $1,038 for spring and summer. This is a very competitive rate for a quality, comprehensive plan ($151/month).
Limited grant funds will be available to offset the cost of the college’s plan. No application for grant money is necessary—eligibility will be determined from information provided on the FAFSA; grants will automatically be awarded and reflected on your tuition bill in June.
Click the following link to download the Aetna Student Health Premier 500 summary of benefits chart.
2. Add yourself to a parent's or a guardian’s plan
Provided that the plan meets the college’s minimum requirements, you have the option of obtaining health insurance coverage through a a parent's or a guardian’s insurance plan. If you obtain coverage through a parent or a guardian, you will not be charged for health insurance as part of your cost of attendance.
3. Purchase individual coverage in the marketplace.
Depending on your income, you may be eligible for coverage under the Affordable Care Act. Insurance obtained from outside providers must meet the college’s minimum coverage requirements. You are encouraged to go to www.healthcare.gov to explore your coverage options. If you obtain outside coverage through the Affordable Care Act, you will not be charged for health insurance as part of your cost of attendance.
Options two and three must meet the following criteria:
- Provide benefits in the Decatur/Atlanta area
- Have providers in the campus area
- Provide wellness visit benefits with no cost sharing
- Cover you throughout the entire academic year
- Provide coverage at a minimum of 80% of the preferred allowance, with no maximum benefit
- Cover pre-existing conditions
- Have an annual deductible no higher than $1,000
- Cover inpatient and outpatient mental health
- Have prescription drug coverage
If you have further questions not addressed by the college’s website, please contact us at firstname.lastname@example.org or 404.471.7100.