In addition to scholarships and need-based aid, there are other options for financing an Agnes Scott education. These programs are designed to help a student’s family manage their resources in ways that will enable them to make their expected family contribution toward college costs.

Federal Parent Loan for Undergraduate Students (PLUS)

Parents (and stepparents) of dependent undergraduate students attending school at least half-time are eligible to apply for a Federal PLUS loan. Borrowers must be U.S. citizens or eligible noncitizens. Loan approval is subject to the credit criteria established by the U.S. Department of Education. Submitting the FAFSA is required before a PLUS application may be processed. The interest rate for the PLUS loan is 5.3% for loans disbursed between July 1, 2020 and June 30, 2021, and parents can borrow up to the student's cost of attendance less other financial assistance.

Parents can apply for the PLUS loan at

Private, credit-based student loan

A private, credit-based alternative loan may be available to students who need funding for remaining college costs. There are various lenders for student borrowers which require no payments while the student remains in school. Private loans have various options for repayment and may offer forbearance and deferral options. In addition, interest rates for private loans are based on credit and set by the lender. These loans are more expensive than federally guaranteed loans and should only be used when all other options are exhausted.  Alternative loans are typically in the student's name and usually require a cosigner.

To view and compare alternative loans that Agnes Scott students have used in the past please go to

Code of Conduct (PDF)
Sample Alternative Loan Disclosure Statement (PDF)
Sample Loan Approval Disclosure (PDF)
Application and Solicitation Sample Disclosure (PDF)

SAMPLE Private Education Applicant Self-Certification (PDF)

Payment plan

To help you afford education expenses, Agnes Scott College is pleased to make the services of Tuition Management Systems available to you and your family. Tuition Management Systems’ Interest-Free Monthly Payment Plan allows you to spread your education expenses over smaller monthly installments for a small enrollment fee. There is no interest and no pre-qualification or credit check for this service. With this payment plan, you have 24-hour access to account information through Tuition Management Systems’ website, toll-free automated account information and personal account service Monday through Saturday.

This is a popular option with many of our families because it reduces the need to borrow and it gives families more control over their savings. Tuition Management Systems’ services have helped over two million students at more than a thousand schools nationwide afford education.

For more information on your specific payment options or to enroll in the Interest-Free Monthly Payment Plan, visit Agnes Scott's Tuition Management website at or call 1.800.722.4867 and speak with an education payment partner.

Tuition Exchange, Inc.

The college participates in Tuition Exchange, Inc. For more details, please visit or contact Agnes Scott’s financial aid office.

Presbyterian Tuition Exchange

The Association of Presbyterian Colleges and Universities offers a Tuition Exchange program for employees of participating schools and their dependents. 

For more details and a list of eligible institutions, please visit or contact Agnes Scott's financial aid office.